Dear Friends and Clients:

We are excited about our up and coming seminar.  It is nealy filled to capacity. If you are interested in attending Please let us know ASAP. You can contact us at: (805) 880-4263 ask for Jackie.  She can also be reached at jgerber@rivierains.com.

Date: October 5th, 2006
LaCumbre Country Club
8:30AM check-in (Continental Breakfast will be served) 9-11AM.

1. Are your employees saving enough?
2. Have you considered plan features that will allow "key" employees to contribute more?
3. Compliance can bring death to a 401k plan,  Are you up to date on the repsonsibilities when hosting a 401k plan?

At this seminar you will learn:

1. Common issues surrounding 401k plans and plan sponsors.
2. How you can take advantage of recent pension legislation.
3. Strategies to simplify your retirement plan administraiton.